Polish National Credit Union offers assistance to homebuyers through FHLBank Boston Mortgage Rate Reduction Program

 April 3, 2026, Chicopee, MA — Polish National Credit Union is participating in an FHLBank Boston program designed to make homeownership more affordable for lower-income borrowers.

By participating in the Permanent Rate Buydown program, Polish National Credit Union can reduce the mortgage interest rates paid by borrowers earning up to 80% of area median income by up to 2%. The Permanent Rate Buydown product is available through FHLBank Boston’s Mortgage Partnership Finance® (MPF®) Program, which purchases fixed-rate residential mortgages from banks and credit unions that are members of FHLBank Boston.

“Because homeownership is a key to financial stability and wealth-building, we’re pleased to offer support that brings the dream of owning a home within reach for working individuals and families in our community,” said Tracey E. Egloff, Vice President, Residential Lending, Polish National Credit Union.

To learn more about applying for assistance through this, please contact our Mortgage Loan Officers at: 

Maribel Torres    (413) 333-6203         

mtorres@pncu.com                       

      NMLS #556399

                                                                           Christine Gagnon (413) 887-2015

                                                                           cgagnon@pncu.com 

                                                                                  NMLS #454527                                          

 For media inquiries, contact Shane Hall at (413) 206-0623 or shall@pncu.com.

About Polish National Credit Union (PNCU)
Headquartered in Chicopee, MA, Polish National Credit Union is a full-service financial institution with seven branches in Chicopee, East Longmeadow, Granby, Westfield, Southampton, Hampden, and Wilbraham. PNCU offers online banking at www.pncu.com and a social media presence at facebook.com/PolishNationalCreditUnion. An Equal Housing Lender, deposits are insured by the NCUA and MSIC. PNCU’s NMLS number is 439259.

About FHLBank Boston 

The Federal Home Loan Bank of Boston is a cooperatively owned wholesale bank for housing finance in the six New England states. Its mission is to provide highly reliable wholesale funding and liquidity to its member financial institutions in New England. The Bank also develops and delivers competitively priced financial products, services, and expertise that support housing finance, community development, and economic growth, including programs targeted to lower-income households.

“Mortgage Partnership Finance” and “MPF” are registered trademarks of the Federal Home Loan Bank of Chicago.